Comments on: 3 Reasons to Save for Retirement Now and How You Can Start

By: Erin @ Journey to Saving

Erin @ Journey to Saving — Fri, 11 Dec 2015 20:17:24 +0000

AbigailP Exactly, it’s definitely much better than nothing. I wish I had adopted that mindset sooner.

By: AbigailP

AbigailP — Fri, 11 Dec 2015 14:45:07 +0000

Things were pretty tight when we were paying down debt. So I had $25 a week transferred out of the main account and into the secondary one. Then I had $100 deducted a month. It was better than nothing, I figured.

By: Erin @ Journey to Saving

Erin @ Journey to Saving — Thu, 10 Dec 2015 18:20:48 +0000

EverydayMoxie I like that attitude, and really, every generation has its ups and downs. From an older perspective, it might seem like we have it harder, and maybe we do (as far as saving goes), but it’s in our control! Like you said, it’s just a matter of prioritizing it.

By: EverydayMoxie

EverydayMoxie — Thu, 10 Dec 2015 14:08:21 +0000

I’ve had seniors tell me that they feel sorry for me and my generation but seniors (most of them are baby boomers) went through complex times too like WWII, Vietnam War, Korean War, etc. Anyway, I don’t feel sorry for myself because that doesn’t really accomplish anything. What am I going to do feel sad for the rest of my life? Nope. Our best security is ourselves. That means being educated, learning, putting into action what we’ve learned, etc.

Most people go out to eat each month and spend anywhere to $50-100 or even more, if we can afford to eat out at least once a month which many of us can, then we can afford to actually save for retirement.

By: Erin @ Journey to Saving

Erin @ Journey to Saving — Thu, 10 Dec 2015 03:29:38 +0000

Laura Beth @ How To Get Rich Slowly Thank you! I think a combination of saving more and earning more is a good way to go. It’s hard to make room in our budget for something that’s so far away, but it’s completely necessary, otherwise we risk the safety of our future. That said, it is tough to start out later, but there are plenty of ways to make adjustments (if needed) to secure your retirement.

Young Adult Money is all David! He just hires me to write. ;)

By: Laura Beth @ How To Get Rich Slowly

Laura Beth @ How To Get Rich Slowly — Thu, 10 Dec 2015 02:57:59 +0000

I think you’re spot on with this article Erin. We cannot rely on some of the things our parents might have relied upon in retirement such as Social security, Medicare or pensions. There is so much uncertainty that it seems that the only thing you can do is protect yourself by planning for retirement as if none of that will be there.

I’m trying to do as much as possible but I feel like I got a late start so my options aren’t as appealing. But it’s like you said, we all have to start somewhere. For me personally, it was recognizing that I needed to both save more and earn more – as well as consolidate student loans.

By the way, I was wondering who is the brains behind the operation, you or David :)

Terrific post!!

By: Erin @ Journey to Saving

Erin @ Journey to Saving — Wed, 09 Dec 2015 17:42:40 +0000

Hannah UnplannedFinance Yep. I understand it’s hard to get started when you’re paying off student loans or trying to save for something big, but the reality is it will only get harder!