Comments on: 5 Ways to Fix a Bad Credit Score

By: Kellie @ Big Style Finance

Kellie @ Big Style Finance — Tue, 19 Nov 2019 05:39:39 +0000

This had a lot of things I’d never considered about credit scores before, like considering your usage and how it’ll affect your rating. I’ll have to look into it and see if it works the same way in my country.

By: David Carlson

David Carlson — Sat, 13 May 2017 17:21:05 +0000

In reply to John @ Frugal Rules. Good tip on making the small purchases. Having your credit be "active" and continually showing that activity can pay off.

By: David Carlson

David Carlson — Sat, 13 May 2017 17:11:16 +0000

In reply to fehmeen.

Agreed, you do need to keep your credit card “active.” The quicker you pay it off the better – keep that credit utilization low!

By: David Carlson

David Carlson — Sat, 13 May 2017 17:05:24 +0000

In reply to giulia. I'm glad you enjoyed it giulia!

By: fehmeen

fehmeen — Thu, 11 May 2017 11:49:37 +0000

Here’s another tip to add to the list- use your credit card to make trivial purchases (like a bottle of water or a pack of gum) then pay back the bill before the month ends. This shows a consumer’s ability to take out debt and repay it on time.

By: giulia

giulia — Thu, 11 May 2017 09:09:22 +0000

Absolutely helpful post, thanks for sharing:D

By: John @ Frugal Rules

John @ Frugal Rules — Wed, 10 May 2017 15:32:10 +0000

Good tips DC! My credit was a mess after paying off my debt and a few of these things really helped me up my score. I’d also recommend that once you get moving in the right direction and kill your debt to make a small purchase or two each month and pay it off as it can also work towards improving your credit. It may be the last thing you want to do but having good credit can help you in a lot of ways.