Chonce Maddox

Chonce is a personal finance blogger and freelance writer who enjoys sharing debt stories along with talking about saving, budgeting, conscious spending and improving your financial house. She chronicles her journey with balancing motherhood, work, and finances along with working her way out of $40,000 in debt on her blog, MyDebt Epiphany.com.

How to Balance Your Full-Time Job and Your Side Hustle

A side hustle provides an extra source of income that many of us need. However, it often leaves you with the responsibility of juggling your full-time job and other responsibilities with the extra work which can get difficult. While you may not ever find the perfect balance between your side hustle and your full-time job, […]

How to Catch Up on Retirement Savings

“Start saving for retirement as early as you can.” If you’ve heard someone say this before and realized it’s much easier said than done, you’re not alone. According to a GoBankingRates survey, about 1 in 3 Americans have absolutely nothing saved for retirement and about 20% have less than $10,000 saved. It’s hard to think […]

5 Best Cash Back Sites to Earn Extra Money

Earning cash back has become so popular these days because it’s easy. Many people enjoy the thought of earning some extra money back from purchases they already make. When it comes to maximizing your cash back earnings, you have two options: use a cash back credit card, or try a cash back website. Mind you, […]

7 Ways to Make Money on Your Lunch Break

How do you spend your lunch break? If you’re a hustler and eager to earn extra money, you’re probably not content with simply eating and relaxing during your break. If you’re looking for a reliable way to earn extra money that won’t take up a ton of your time and energy, it’s best to start […]

Why You Should Contribute to an HSA When You Are Young

There are many benefits of contributing to a Health Savings Account (HSA) and at Young Adult Money, we are big supporters of contributing as much as you can, even maxing it out each year if you are in a position to do so. HSAs have been around since 2003 and are intended to help Americans […]

How to Make Extra Money in Your Slow Season

You don’t have to work a seasonal job to have a ‘slow season’. Every industry has different demands which can create both a busy and slow season. While your slow season can seem like a great time to relax and regroup, it can also be quite boring or even stressful if you depend on business […]

7 Websites That Will Pay You Referral Bonuses

How do you earn extra money? Extra income can come in a variety of opportunities so don’t make the mistake of feeling confined to just a single type of income stream. An interesting and low-effort way to earn money along with freebies and credits is through referral bonuses. The power of word-of-mouth can pay […]

5 Investing Tax Benefits to Take Advantage Of

This post is part of our series 7 Weeks to Your Best Finances. This series is meant to serve as a 7-week path to improving your finances. It will cover all the important topics like starting a budget, saving money, making money, investing, and more. To find out more and see all the tips and […]