https://www.youngadultmoney.com/stick-to-your-debt-repayment-plan/ Make More. Save More. Live Better. Thu, 19 Nov 2015 21:18:12 +0000 hourly 1 https://wordpress.org/?v=6.6.2 https://www.youngadultmoney.com/stick-to-your-debt-repayment-plan/#comment-24406 Thu, 19 Nov 2015 21:18:12 +0000 http://www.youngadultmoney.com/?p=20661#comment-24406 Eyesonthedollar Yes, just getting started is probably the hardest part, along with the first few months. As you said, you’re not really seeing a direct impact just yet. But if you stick with it past that, you start to gain momentum!

]]> https://www.youngadultmoney.com/stick-to-your-debt-repayment-plan/#comment-24405 Thu, 19 Nov 2015 21:17:27 +0000 http://www.youngadultmoney.com/?p=20661#comment-24405 lifeandabudget Aw, that’s a great why! I’m sure your story will help inspire them to do everything they can to avoid student loans. I didn’t realize how much of a burden they would be as only my older cousins attended college before me. They never really spoke about them. I made sure to warn my younger cousin before she went off to college!

]]> https://www.youngadultmoney.com/stick-to-your-debt-repayment-plan/#comment-24404 Thu, 19 Nov 2015 21:16:12 +0000 http://www.youngadultmoney.com/?p=20661#comment-24404 AbigailP Our community is pretty darn awesome! I love having such a support system (which definitely helps). Also agree with celebrating. I’ve been guilty of being so focused on getting down to the next thousand that I never give myself time to enjoy it when I reach it. I’m already focused on getting to the next thousand. But that’s not fun, and it can lead to burn out.

]]> https://www.youngadultmoney.com/stick-to-your-debt-repayment-plan/#comment-24403 Thu, 19 Nov 2015 21:14:23 +0000 http://www.youngadultmoney.com/?p=20661#comment-24403 Jason @ The Butler Journal Yep, that’s the key! Your reason has to be something you want more than anything to keep going.

]]> https://www.youngadultmoney.com/stick-to-your-debt-repayment-plan/#comment-24402 Thu, 19 Nov 2015 21:13:49 +0000 http://www.youngadultmoney.com/?p=20661#comment-24402 MindfulMigrate You’re so not alone! It took me a while to become comfortable with changing my plans, especially when my peers seem to be so successful with sticking to their debt free date. None of our paths are going to be the same, though. We just have to roll with the punches.

]]> https://www.youngadultmoney.com/stick-to-your-debt-repayment-plan/#comment-24401 Thu, 19 Nov 2015 21:13:05 +0000 http://www.youngadultmoney.com/?p=20661#comment-24401 Rachel Foxwell I’m glad to hear that! I’m a huge fan of having an emergency fund. I know what you mean by being tempted to use it, but you just have to keep reminding yourself that if you lower your emergency fund balance, you become more vulnerable to debt if something does happen. In that way, it protects you as you won’t have to take on more debt, which is in line with becoming debt free!

]]> https://www.youngadultmoney.com/stick-to-your-debt-repayment-plan/#comment-24400 Thu, 19 Nov 2015 21:10:50 +0000 http://www.youngadultmoney.com/?p=20661#comment-24400 Harmony@CreatingMyKaleidoscope Yes, that’s a great example of how you should be using credit cards. As long as you can trust yourself to continue with that, then you’re golden.

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