https://www.youngadultmoney.com/factors-that-affect-car-insurance-rates/ Make More. Save More. Live Better. Sun, 29 Nov 2015 23:06:51 +0000 hourly 1 https://wordpress.org/?v=6.6.2 https://www.youngadultmoney.com/factors-that-affect-car-insurance-rates/#comment-19245 Wed, 26 Nov 2014 02:30:45 +0000 http://www.youngadultmoney.com/?p=17567#comment-19245 believeinabudget From what you and others have said, it really does sound like location is the driving factor.  I’m curious what rates I would get in rural Minnesota versus urban Minnesota.

]]> https://www.youngadultmoney.com/factors-that-affect-car-insurance-rates/#comment-19244 Wed, 26 Nov 2014 02:29:57 +0000 http://www.youngadultmoney.com/?p=17567#comment-19244 Jason@Islands of Investing Hmmm I think I could have really benefited from that the past few years as well.  I might have to make the change!  Kind of like high deductible insurance? haha

]]> https://www.youngadultmoney.com/factors-that-affect-car-insurance-rates/#comment-19243 Wed, 26 Nov 2014 02:20:54 +0000 http://www.youngadultmoney.com/?p=17567#comment-19243 Jason @ The Butler Journal Yeah that’s not too bad.  I know that it can vary quite a bit depending on what add-on options you have, too.

]]> https://www.youngadultmoney.com/factors-that-affect-car-insurance-rates/#comment-19242 Wed, 26 Nov 2014 02:19:48 +0000 http://www.youngadultmoney.com/?p=17567#comment-19242 Mark at Bare Budget Guy I can’t imagine the rates.  They are bad enough here in Minnesota.

]]> https://www.youngadultmoney.com/factors-that-affect-car-insurance-rates/#comment-19238 Tue, 25 Nov 2014 21:39:05 +0000 http://www.youngadultmoney.com/?p=17567#comment-19238 I was pretty shocked when my car insurance nearly doubled when I moved from FL to WA. I shopped around, but ended up sticking with Geico. A couple months ago I switched to MetroMile because they touted city living = low driving mileage = lower insurance. Eh, not sure if I’m a fan because I’m not really saving as much as I thought I would. For me, it seems that location really seems to determine the premium!

]]> https://www.youngadultmoney.com/factors-that-affect-car-insurance-rates/#comment-19237 Tue, 25 Nov 2014 19:44:53 +0000 http://www.youngadultmoney.com/?p=17567#comment-19237 I recently changed insurance providers and it was amazing how much money I could save. The only other factor I changed was the ‘excess’ you pay when making a claim – I increased this significantly which further reduced the monthly premiums. Should have done this much sooner!

]]> https://www.youngadultmoney.com/factors-that-affect-car-insurance-rates/#comment-19236 Tue, 25 Nov 2014 19:31:45 +0000 http://www.youngadultmoney.com/?p=17567#comment-19236 I have no problem with the amount I pay to Geico. Even if I didn’t have any discounts I would still be paying under $100 per month.

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