Comments on: How to Avoid Taking on More Debt https://www.youngadultmoney.com/how-to-avoid-taking-on-more-debt/ Make More. Save More. Live Better. Sun, 11 Dec 2016 20:49:20 +0000 hourly 1 https://wordpress.org/?v=6.6.2 By: Jeff | VTX Capital https://www.youngadultmoney.com/how-to-avoid-taking-on-more-debt/#comment-29879 Sun, 11 Dec 2016 20:49:20 +0000 http://www.youngadultmoney.com/?p=23803#comment-29879 Tracking your spending and having a nice emergency cushion are some of my favorite ways to keep a reign on debt. It’s very easy to go into debt if you don’t even know what you’re spending your money on and that’s a problem that lots of folks experience today – not knowing where their money is going.

]]> By: Rachel Foxwell https://www.youngadultmoney.com/how-to-avoid-taking-on-more-debt/#comment-29833 Fri, 09 Dec 2016 23:29:26 +0000 http://www.youngadultmoney.com/?p=23803#comment-29833 In reply to giulia.

Thanks, Giulia!

]]> By: Rachel Foxwell https://www.youngadultmoney.com/how-to-avoid-taking-on-more-debt/#comment-29832 Fri, 09 Dec 2016 23:28:06 +0000 http://www.youngadultmoney.com/?p=23803#comment-29832 In reply to Amanda @ centsiblyrich.

Thanks, Amanda! I’m right with you. I had a $400 vet bill this week! But emergencies are important to take care of and it’s so comforting to not have to worry about how to pay for small ones when they come up.

]]> By: Rachel Foxwell https://www.youngadultmoney.com/how-to-avoid-taking-on-more-debt/#comment-29831 Fri, 09 Dec 2016 23:23:54 +0000 http://www.youngadultmoney.com/?p=23803#comment-29831 In reply to Lindsay @ The Notorious D.E.B.T..

Sorry to hear about the layoff, but glad to hear you have a plan and security! Best of luck finding another job. I know you’ll find one quickly!

]]> By: giulia https://www.youngadultmoney.com/how-to-avoid-taking-on-more-debt/#comment-29826 Fri, 09 Dec 2016 17:44:33 +0000 http://www.youngadultmoney.com/?p=23803#comment-29826 Absolutely true :D

]]> By: Amanda @ centsiblyrich https://www.youngadultmoney.com/how-to-avoid-taking-on-more-debt/#comment-29821 Fri, 09 Dec 2016 13:21:19 +0000 http://www.youngadultmoney.com/?p=23803#comment-29821 Great advice here! The emergency fund is such a necessity! This is the absolute first thing we did before beginning to pay off debt and it worked. I love not having to worry if we get an unusually high bill or unexpected expense. We had a $700 medical bill last month and, though I wasn’t exactly happy with the amount, I wasn’t worried about how we would pay for it either.

]]> By: Lindsay @ The Notorious D.E.B.T. https://www.youngadultmoney.com/how-to-avoid-taking-on-more-debt/#comment-29820 Fri, 09 Dec 2016 12:53:08 +0000 http://www.youngadultmoney.com/?p=23803#comment-29820 Totally agree with making more money! I was actually just sort of laid off at my job on late notice. I went in for work on a Monday, found out on Tuesday that I’ve almost reached a yearly cap on how much I can work for my employer, and was out of work the next week.
I don’t have a huge emergency fund saved yet, but I DO have freelance writing as a side hustle that I’ve been building up for the past year. I’m using my side gig as a sort of emergency fund now, since it’s providing me with enough money to live on until I can get another job! :)

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