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All posts in: Save Money
40+ Ways to Improve Your Finances This Month

40+ Ways to Improve Your Finances This Month

  I’m obsessed with to-do lists and love being able to check things off my list, moving me closer to achieving my goals. I thrive when I have actionable items that I can work on. This directly translates to money and finance. Making money, saving money, and managing money are things that everyone has to […]

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Personal Loan vs. 0% APR Credit Card

Personal Loan vs. 0% APR Credit Card

  Debt, especially consumer debt, can be one of the hardest things to climb out of. And if you find yourself in debt, you may be considering resources to help you pay off your debt faster. Both personal loans and 0% APR credit cards can be used to aid in debt repayment. But how do […]

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9 Expenses to Review During COVID

9 Expenses to Review During COVID

  As COVID continues to spread across the world, many of us are still forced to stay at home under quarantine. Chances are, your spending habits have changed during this time. Fortunately, with social events cancelled or delayed, it’s the perfect time to take an in depth review of your expenses. Here are 9 expenses […]

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Still Employed during COVID? Make these Money Moves

Still Employed during COVID? Make these Money Moves

  More than 40 million Americans have become unemployed since COVID spread across the nation in March 2020. There is no sign of how long this high level of unemployment will last. If you or someone you know has lost their income or had their hours reduced due to COVID, there is thankfully unprecedented relief […]

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Student Loan Refinance Guide

Student Loan Refinance Guide

There’s no denying that student loan refinancing has become incredibly popular the past few years. With companies like SoFi receiving hundreds of millions – or in the case of SoFi, $2 billion – in funding, investors and existing companies are seeing student loan refinancing as a big opportunity. And why not? Student loan refinancing presents […]

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How to Maximize Public Service Loan Forgiveness

How to Maximize Public Service Loan Forgiveness

  Public Service Loan Forgiveness, or PSLF, is a hot topic right now. Only payments made after October 1st, 2017, are eligible. Since 120 payments are required for PSLF, the earliest anyone could have possibly been eligible was late 2018. Now that we are past that date we are seeing a small number of borrowers […]

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I Can Afford to Pay Off My Student Loans, But I Won’t: Here’s Why

I Can Afford to Pay Off My Student Loans, But I Won’t: Here’s Why

  Using a combination of investments, savings, and equity in our home, my wife and I could pay off all of our student loans. But we won’t. This may sound odd. After all, who wouldn’t want to be done with student loan debt forever? It’s a fair question, but pulling tens of thousands of dollars […]

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Best 0% APR Credit Cards of September 2020

Best 0% APR Credit Cards of September 2020

  One reason why people struggle to get out of credit card debt is because of the high interest rate that the cards typically come with. Double-digit interest rates on credit cards is standard, and 20%+ is not uncommon. Credit cards with a 0% APR period allow you to pay no interest for a limited […]

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Banks with High Interest Rates on Savings Accounts September 2020

Banks with High Interest Rates on Savings Accounts September 2020

  Ever since I ditched my bank’s 0.01% interest rate for a savings account at a bank with a high interest rate savings account, I’ve been receiving $500 more a year in interest. That’s a huge difference! Possibly the easiest $500 I will make each year. Even if you don’t have a full emergency fund, […]

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What to Do Once You Have an Emergency Fund

What to Do Once You Have an Emergency Fund

  When you start getting your finances in order, your first order of business is usually to start an emergency fund. Emergency funds are so vital to financial wellness, because without them, it’s pretty difficult to make any significant progress. An emergency fund essentially provides a buffer so you aren’t completely derailed from your financial […]

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