Comments on: 5 Tips for Sticking to a Budget

By: Juanita Ellingson

Juanita Ellingson — Tue, 06 Dec 2016 07:49:57 +0000

This was a fantastic post. I struggle with budgets, I’ve began and given up a million times. This makes sense and the tips are very do-able. Thank you!!

By: Catherine

Catherine — Wed, 27 Apr 2016 22:47:47 +0000

In reply to Holly Johnson. Oh, the misc category is KEY.

By: Catherine

Catherine — Wed, 27 Apr 2016 22:47:25 +0000

In reply to Aliyyah @RichAndHappyBlog. Yeah, it's so much easier to do better with your money when you know why you're doing it! Congrats on keeping your spending to about the same amount every month.

By: Catherine

Catherine — Wed, 27 Apr 2016 22:46:42 +0000

In reply to FinanceSuperhero. I agree that if you're consistently overspending, it's better to accept reality and increase! You can always save anything left over. Glad you've found a system that works for you.

By: Catherine

Catherine — Wed, 27 Apr 2016 22:45:58 +0000

In reply to John @ Frugal Rules.

I think that’s totally true — figuring out what will get you to budget, as opposed to just knowing you “should,” is key.

By: John @ Frugal Rules

John @ Frugal Rules — Wed, 27 Apr 2016 15:56:52 +0000

Budgeting goes fairly well for us as we’ve been doing it for a number of years. The key, in my opinion, is finding that motivation and what you want your money to do for you. If you don’t have the motivation it’s going to be that much more difficult to stay on top of it.

By: FinanceSuperhero

FinanceSuperhero — Wed, 27 Apr 2016 14:23:04 +0000

Overall, Mrs. Superhero and I do pretty well sticking to our budget. One of the key problems we overcame was overspending on our “blow” money. We solved this by increasing the amount available for each of us in this category. Ironically, following the increase, neither one of us spends close to what is allotted each month.

The envelope system can be clunky, but it has worked for us when we have really had a desire to buckle down, such as when we were living “scorched earth style” to increase our available funds for our new, furniture, moving costs, etc. Today, we do well just tracking our spending electronically.

Great article!