That’s great! Negotiating bills is a big one for me. I think many people are hesitant to negotiate their bills because they feel like they are cheating for some reason. To me, it never hurts to ask for a better rate, especially if the bill for services has gone up with no explanation. I recently did this with my car insurance and saved $40 a month!

Thanks, Giulia!

Thanks, John! That’s a great point. When you sell items because you need the money, it really puts future purchases into perspective. If I want a new household item, I really consider how much I need it, how much it costs, how much use it will get, and how much I think I will like it in the future. It takes me forever to make a purchase now, but at least they are thought out!

Thanks, Tim! Accountability is huge, and I am so thankful for the people who helped me out (and are continuing to help me) along the way!

Thanks, Chonce! Love hearing about your success story :)