Comments on: My Plan for Tackling 300k of Student Loan Debt https://www.youngadultmoney.com/my-plan-for-tackling-300k-of-student-loan-debt/ Make More. Save More. Live Better. Mon, 14 Mar 2016 02:47:32 +0000 hourly 1 https://wordpress.org/?v=6.6.2 By: PedsDoc55 https://www.youngadultmoney.com/my-plan-for-tackling-300k-of-student-loan-debt/#comment-11930 Sun, 12 Jan 2014 14:07:03 +0000 http://www.youngadultmoney.com/?p=9525#comment-11930 In reply to BudgetBlonde.

Glad you are so optimistic and I agree that living like a resident after us very important. But 6k a month off a 150,000 salary is a over estimation. I am a new attending and make 140,000 a year. My husband is stay at home dad. Our monthly check is 7,000 because you have to calculate all the taxes taken out, health care and we are putting away for retirement because my job matches it. So with a 6k payment a month that would only leave 1000 a month which wouldn’t cover basic bills. And we live very modestly in a small 2 bedroom apt and I drive a 99 Honda that has 170,000 miles on it. So keep up the optimism and being frugal but realize its harder than you are making it out to be. I personally have 290,000 in loans and I went to a residency in a cheap place. Def reccomend that because we started paying my loans in residency.

]]> By: fitisthenewpoor https://www.youngadultmoney.com/my-plan-for-tackling-300k-of-student-loan-debt/#comment-10248 Sat, 09 Nov 2013 20:27:55 +0000 http://www.youngadultmoney.com/?p=9525#comment-10248 Oh wow! I think I would be looking at loan reduction programs like crazy and doing all that I could to get it reduced. 
But just a note, I had a 13k student loan canceled this year. Be prepared to pay a TON back in taxes if you try to go this route. Maybe start saving for that road just in case!

]]> By: BudgetBlonde https://www.youngadultmoney.com/my-plan-for-tackling-300k-of-student-loan-debt/#comment-10246 Sat, 09 Nov 2013 19:55:37 +0000 http://www.youngadultmoney.com/?p=9525#comment-10246 In reply to debtperception.

Thanks for your comment. Yes the dependent loans are necessary, and we’re doing everything we can to pay it off quickly. We took out the loans because we needed them, and when I got a raise I sent back as much as I could.

]]> By: debtperception https://www.youngadultmoney.com/my-plan-for-tackling-300k-of-student-loan-debt/#comment-10245 Sat, 09 Nov 2013 19:48:43 +0000 http://www.youngadultmoney.com/?p=9525#comment-10245 I’d cry.  Yikes!  Are the dependence on living loans necessary?  I know you’re sending most of the money back, but why take it out in the first place?  Definitely pay whatever interest you can while he’s still in residency.  Capitalized interest is your enemy and will make your 5 year plan a whole lot longer.

]]> By: BrianBPH https://www.youngadultmoney.com/my-plan-for-tackling-300k-of-student-loan-debt/#comment-9028 Fri, 04 Oct 2013 21:37:46 +0000 http://www.youngadultmoney.com/?p=9525#comment-9028 I wonder if you mentioned your loan servicer somewhere in your blog. Would that be a big factor. here they are recently rated https://twitter.com/GLAdvisor/status/386186057773228032.

]]> By: BudgetBlonde https://www.youngadultmoney.com/my-plan-for-tackling-300k-of-student-loan-debt/#comment-9025 Fri, 04 Oct 2013 17:23:29 +0000 http://www.youngadultmoney.com/?p=9525#comment-9025 In reply to moneystepper.

moneystepper Thanks! We hope so!

]]> By: BudgetBlonde https://www.youngadultmoney.com/my-plan-for-tackling-300k-of-student-loan-debt/#comment-9024 Fri, 04 Oct 2013 17:23:02 +0000 http://www.youngadultmoney.com/?p=9525#comment-9024 In reply to RFIndependence.

RFIndependence Oh yeah no party party for us!! ;)

]]>