Comments on: A Step by Step Guide to Get Started Budgeting

By: Brad, Financial Coach

Mon, 13 Jun 2016 11:53:41 +0000

#8 is key. Many people don’t realize that it takes a few months to really get into a budgeting groove. Your first few budgets are likely going to be way off – so don’t let that frustrate you or cause you to stop… push through! We find that most people really start to see good results around month three of budgeting.

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By: Ray Ray

Sat, 11 Jun 2016 01:11:19 +0000

I’ve been using YNAB for budgeting for over 6 years and it has turned my life around. It is a great tool to see where your money has gone.

I think the most under funded category for most people is groceries. I always walk around the grocery store with my calculator (iphone) adding each item as I go along so I can stick to my $250 weekly budget (Family of 5).
I think it is a good idea to have an extra $50 “buffer” on your groceries so that you can accommodate for any extras that pop up during the month as well eg. blown light bulbs or batteries etc

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By: Keith Schindler

Wed, 01 Jun 2016 17:50:07 +0000

Great article Catherine! Was thinking about going back over my budget, just earlier today. I really like your format, as it gives me more ideas than I originally had.

I’ll be looking forward to more of your posts!

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By: Aliyyah @RichAndHappyBlog

Wed, 01 Jun 2016 13:52:46 +0000

Budgeting for goals is a great idea. I have separate savings accounts with Capital One 360 for this purpose. It’s good to break down those big future purchases into monthly savings.

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By: Jason Butler

Wed, 01 Jun 2016 13:25:23 +0000

Excellent post. I’ve been using Mint for over a year. I like being able to see what I spend each month. It shows me where I’m doing good at and unfortunately where I need some work.

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