Comments on: How a Cash Budget Can Stop Bad Spending Habits

By: Riya

Riya — Tue, 08 Nov 2016 15:20:04 +0000

I thinks its great to have a cash budget. I tried it a couple of months back, as a result of which I now know at the beginning of the month itself as to how money money il have to reallocate it.
Try using any of the budgeting apps to get started with your cash budget. Thats what made me gwt started.

By: moderatemuse

moderatemuse — Wed, 26 Aug 2015 12:16:52 +0000

Financial Tour Guide Paying with cash instead of credit really does help you to have a concrete grasp of your budget and how much your spending on particular items every month.

By: moderatemuse

moderatemuse — Wed, 26 Aug 2015 12:15:03 +0000

Chonce I agree, Chonce! I am much more reluctant to part with cash than theoretical money in an account somewhere.

By: Financial Tour Guide

Financial Tour Guide — Tue, 25 Aug 2015 19:43:36 +0000

There is something way to easy about swiping a credit card. Almost as if it’s not money at all. Paying in cash really gives you that physical line of sight into how much you’re spending on certain items. It’s a great exercise to truly see where you’re money is going.

By: Chonce

Chonce — Mon, 24 Aug 2015 14:27:01 +0000

Paying with cash really promotes more thoughtful spending with me. When I use a credit card, I’m likely to spend more knowing that I can pay it back at the end of the month but when I’m spending my own money, I’m a little more hesitant to spend on certain things and I pay attention to my budget more closely.

By: moderatemuse

moderatemuse — Mon, 24 Aug 2015 03:57:13 +0000

Mrs Crackin the Whip That’s fantastic! Good for your for paying off your debt and being true to yourself and your budget!

By: Mrs Crackin the Whip

Mrs Crackin the Whip — Sun, 23 Aug 2015 13:21:47 +0000

Been there…done that and paid off
the debt to prove it. Groceries is an all cash item to force me to stay on
budget. No lying, cheating, or stealing from myself!