Comments on: Personal Finance Checklist for Recent Grads

By: Dannielle

Dannielle — Thu, 04 Aug 2016 14:57:04 +0000

This is a great list. The advice would be helpful to anyone. I’m in my 30s and not a recent grad and some of this stuff definitely applies to people in my age group.

By: Jason Butler

Jason Butler — Wed, 25 May 2016 20:57:06 +0000

I wish I had a checklist like this when I graduated. I was lost. I wasn’t even thinking about a lot of these things because I was just happy to be done with college.

By: Colin // RebelwithaPlan

Colin // RebelwithaPlan — Tue, 24 May 2016 16:50:11 +0000

Congratulate yourself, do this first as mentioned. You just completed a major accomplishment. It’s seen so common nowadays that it’s just brushed over. You graduated college with your degree, big accomplishment!

Tracking income and expenses is a SUPER helpful tip. It’s what I do versus a set budget. Many recent grads feel uneasy about doing budgeting. You don’t necessarily have to have a set budget…but do make sure you’re tracking income and expenses.

In addition to signing up for your employer 401k, make sure to get a Roth IRA! (Vanguard & Fidelity are good picks. If you feel super overwhelmed by investing, start with a robo-advisor like Betterment!)

By: Elle @ New Graduate Finance

Elle @ New Graduate Finance — Mon, 23 May 2016 04:02:00 +0000

Great post! I wish I started hustling and taking all of this advice earlier in life.

By: The Practical Saver

The Practical Saver — Sun, 22 May 2016 23:55:53 +0000

This checklist is really helpful. I wish I had this or thought of this checklist before I graduated school. But I believe that newly graduates can really benefit from having and executing this checklist. I particularly like setting a goal. Although setting one is somewhat difficult knowing that recent graduates don’t know where they would fall into the business world or are just starting out, there is always a room to set a goal. I do believe that having a goal (even a vague one) is better than not having one at all.

By: Melanie @ Dear Debt

Melanie @ Dear Debt — Fri, 20 May 2016 18:46:12 +0000

Super helpful checklist! I wish I had it when I graduated :) I was so clueless.

By: Andrew@LivingRichCheaply

Andrew@LivingRichCheaply — Fri, 20 May 2016 17:06:54 +0000

Same as FinanceSuperhero…live like a college student and don’t inflate your lifestyle even though you’ll be tempted to. I was fortunate that my father instilled these frugal values on me and also encouraged me to open an IRA as well as contribute to my 401k plan. Many of my peers said they couldn’t afford to save for retirement and they had plenty of time to catch up later on. The magic of compounding is amazing if you start early…so Start Early!