Comments on: Scared of Credit Cards? Try this Free Service that adds Spending Safeguards https://www.youngadultmoney.com/scared-of-credit-cards-try-this-free-service-that-adds-spending-safeguards/ Make More. Save More. Live Better. Tue, 12 Jul 2016 02:08:14 +0000 hourly 1 https://wordpress.org/?v=6.6.2 By: David Carlson https://www.youngadultmoney.com/scared-of-credit-cards-try-this-free-service-that-adds-spending-safeguards/#comment-27100 Tue, 12 Jul 2016 02:08:14 +0000 http://www.youngadultmoney.com/?p=22475#comment-27100 In reply to Keith “Shin” Schindler.

Wow what an awesome testimonial Keith! I’m so glad you found it useful!

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By: Keith "Shin" Schindler https://www.youngadultmoney.com/scared-of-credit-cards-try-this-free-service-that-adds-spending-safeguards/#comment-27096 Mon, 11 Jul 2016 18:17:36 +0000 http://www.youngadultmoney.com/?p=22475#comment-27096 Hey, DC!!

I got Debitized! I haven’t used a CC in years, but have been reading about folks using them for the benefits. Hadn’t thought seriously about getting one, until I saw your article. Since it makes the credit card work like me debit card, I can get the benefits for a rewards card, but have the cash come out as it’s been in the past.

I recently received a rewards card and immediately set it with Debitize. We have to replace the transmission in my wife’s card, so on the Debitized card it goes, I get the cash back, and the money comes out of the account. AWESOME system.

Thanks for sharing, and believe me, I will too! Now, I need to convince my wife to drop her old card, get a rewards card and Debitize it too. :-)

Thanks for all the great stuff you share!!!

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By: Josh https://www.youngadultmoney.com/scared-of-credit-cards-try-this-free-service-that-adds-spending-safeguards/#comment-26480 Thu, 09 Jun 2016 11:30:33 +0000 http://www.youngadultmoney.com/?p=22475#comment-26480 I probably wouldn’t spend as much as I keep money in my savings account before pulling the money to pay the monthly bill. I’m assuming it can also be linked to a savings account for oddballs like me ;-)

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By: David Carlson https://www.youngadultmoney.com/scared-of-credit-cards-try-this-free-service-that-adds-spending-safeguards/#comment-26465 Wed, 08 Jun 2016 16:57:07 +0000 http://www.youngadultmoney.com/?p=22475#comment-26465 In reply to Abigail @ipickuppennies.

That sounds very similar! I’m sure you appreciate the visibility into how much you truly have in your bank account.

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By: Abigail @ipickuppennies https://www.youngadultmoney.com/scared-of-credit-cards-try-this-free-service-that-adds-spending-safeguards/#comment-26462 Wed, 08 Jun 2016 13:53:19 +0000 http://www.youngadultmoney.com/?p=22475#comment-26462 This sounds similar to our newest tactic to build major credit card rewards. We move money out of the primary checking account into the secondary one for each purchase. Then we make a weekly payment on the card. It’s kind of labor-intensive, so it’s nice that the automated system is there.

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By: David Carlson https://www.youngadultmoney.com/scared-of-credit-cards-try-this-free-service-that-adds-spending-safeguards/#comment-26445 Wed, 08 Jun 2016 03:59:33 +0000 http://www.youngadultmoney.com/?p=22475#comment-26445 In reply to Latoya @ Life and a Budget.

No problem, Latoya! The service makes a lot of sense. It could give some people the visibility and safeguards they need to use credit cards no different than they would with debit cards.

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By: David Carlson https://www.youngadultmoney.com/scared-of-credit-cards-try-this-free-service-that-adds-spending-safeguards/#comment-26444 Wed, 08 Jun 2016 03:58:18 +0000 http://www.youngadultmoney.com/?p=22475#comment-26444 In reply to David Bartels.

That’s definitely one thing I don’t like about credit cards. I dislike the big once-a-month payments versus debit cards where you are constantly seeing your balance adjusted.

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