Tristan

Agreed Jason! Interest rate is something you really don’t think about until after college, if at all. There is a lot of money to be saved if you can get lower interest rates on your debt.

Thanks for the comment Keith! Yes it’s difficult for me to imagine life without the internet. Information is just so readily available and it’s up to you to consume it now and apply it to your life.

The nice thing about credit card hacking is that there are a number of hotel and cash back cards that have decent sign-up bonuses, so those are definitely good options if you don’t fly.

I’ve nearly ripped my hair out when I find out people are not contributing a dime to their HSA! Like you said, best case scenario you won’t need it until you are retired and it’s virtually guaranteed you will need a lot of $ for medical costs at that point.

It’s definitely overlooked! The tax code is incredibly complex, so I think that deters people. But if you can spend a little time understanding what proactive actions you can take to protect your money from taxes you can save/make quite a bit.

Yeah a lot of companies will match your HSA contributions up to a certain amount, which is super nice! We also get up to $600 deposited in our HSAs, per person, for doing a biometric screening. It’s a really great system.

Absolutely! I think it’s important to know where you are at as well as how the past month and year have impacted your finances.