On #7, free entertainment doesn’t have to be home-based either, check out community events such as festivals or movie screenings, they’re usually on the local paper’s website. It’s a way to get out of the house, have fun and still save.

Although not directly mentioned, buying certain items in bulk can actually save a lot on a per-unit basis. My husband and I buy things like paper products at Costco, and save a ton each year that way.

For number 18: I recycle gift cards I know I won’t use by making purchases for other people’s gifts with them. This doesn’t happen often, since most people know that getting me a bookstore or Olive Garden gift card will never go to waste. ;)

I think that’s an important distinction, too. Leaving that door open makes it a little easier.

And yeah, I think delaying gratification is one of the best ways to save money. For those afraid that frugality means deprivation, they can realize that it’s not always a “no” so much as a “not right now.”