Some of us went to college with an idea of what we wanted to do in mind. We picked a major, dedicated the next 4-8 years to studying, and graduated with a diploma and maybe some experience in our field. Fast forward a few years, and you’re disenchanted with your career. It’s not the dream […]
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“Can money buy happiness?” This is the age old question we always seem to come back to when questioning whether or not we should devote the time to earn more money, or when we’re broke college students wondering if life would be easier if we just had more money. This question is so important, psychologists […]
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A lot of people dream about quitting their job and becoming “the boss,” but they don’t think about how it will actually play out. In case it’s not obvious, I enjoy talking about the downsides of freelancing – not because I hate it (I chose to do it!), but because it’s rarely talked about. Because […]
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Everywhere you look there are stories reporting on the dissolution of marriages because of financial issues. What’s more is that many studies cite that money is the number one cause of divorce, and from that, we can infer that it’s the source of many fights. These stories and statistics don’t bode well for those who […]
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It’s time for a job change, so you update your resume, let your references know, and get to sorting through listings on Monster, Craigslist, and Indeed. After submitting your resume a hundred times and writing a customized cover letter for each opening, you’re left wondering if you’re ever going to receive an actual response from […]
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A 401(k) and Individual Retirement Account (IRA) are both retirement investment vehicles, but they don’t function quite the same. While either will get you closer to funding your golden years, one might be more advantageous depending on your situation. Unfortunately, you may not even have a choice between the two. Here are the differences between […]
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Have you ever found yourself going down a rabbit hole of information and getting overwhelmed a short way in? That’s how many people seem to feel about personal finance. It’s no secret that there’s a severe lack of financial literacy in the United States, and most people I know aren’t interested in the subject because they think it […]
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Most people equate self-employment with being location independent, at least, if you’re running a virtual business. They also have this glamorous idea of what it looks like. They think that it’s all about rolling out of bed whenever you want, getting to travel on your schedule, setting your own hours, never answering to anyone, and […]
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I don’t know about you, but I often find myself overwhelmed by how many things I want to save up for. This past year alone, I was saving up for two conferences, multiple trips, and a vacation. But that’s not all – in the background, I was also saving up for a move and a […]
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Getting out of debt is hard, and it’s even harder when you don’t have the right habits. Unfortunately, if you’re in debt, chances are you still have the bad habits that landed you there in the first place: overspending, impulse buying, swiping your credit card, overdrafting your bank account, and the list goes on. The […]
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